Archive: 2026/02

Inflation and Indian Retirement: How to Plan for Rising Costs

Inflation is eroding retirement savings in India faster than most realize. Learn how rising healthcare, utility, and food costs are changing what 'enough' means-and how to build a real plan that lasts.

Dividend Distribution in India: Record Date, Ex-Date, and Payout Timeline Explained

Understand how dividend distribution works in India with clear explanations of record date, ex-date, and payout timeline. Learn when to buy, when to sell, and how taxes apply.

Stablecoin Adoption: Which Cryptocurrencies Are Winning in 2026

In 2026, USD Coin (USDC) and Tether (USD₮) dominate stablecoin adoption, powering global payments, DeFi lending, and cross-border remittances. With over 95% market share, they're the backbone of digital finance.

Expense Ratio Caps in India: What SEBI Regulations Mean for Investors

SEBI's expense ratio caps in India have forced mutual fund houses to lower fees, helping investors keep more of their returns. Know the current limits, how they work, and how to choose low-cost funds.

Second Homes in India: Investment vs Vacation Home Considerations

Buying a second home in India can be a smart investment or a costly mistake. Learn the real differences between vacation homes and rental properties, where returns are highest, hidden costs to watch for, and tax rules you can't afford to ignore.

Blockchain Security: How Blockchain Prevents Hacks

Blockchain prevents hacks through cryptographic hashing, immutable chains, consensus mechanisms, and digital signatures. Unlike centralized systems, it has no single point of failure, making tampering nearly impossible. Learn how math, not trust, keeps blockchain secure.

ULIPs Under Section 80C in India: Premium Limits, Returns, and Tax Treatment

ULIPs under Section 80C in India offer tax savings but come with strict limits, high charges, and hidden tax traps. Learn how premium caps, returns, and maturity rules affect your real returns - and what alternatives give better value.

Understanding Margin Trading in India: Pledging, Leverage, and Peak Margin Rules

Margin trading in India lets you use pledged shares as collateral to trade with leverage. Understand peak margin rules, how pledging works, and why leverage can double your gains-or your losses.

Employee Provident Fund (EPF) in India: How Section 80C Deductions Save You Tax

Learn how EPF contributions under Section 80C can cut your income tax by up to ₹17,700 annually. Discover the rules, benefits, and common mistakes to avoid when claiming deductions.

SIP Date Selection in India: Does the Investment Date Matter for Returns?

Does the SIP date you choose in India affect mutual fund returns? The answer is no - consistency and time matter far more than the day you invest. Learn why date myths don’t hold up and how to pick a date that just works.

Stock Splits and Bonus Shares in the Indian Market: What Investors Should Know

Understand how stock splits and bonus shares work in the Indian market. Learn why they don’t increase your wealth, how to spot them, and what to do when they happen - without falling for common myths.

WalletConnect Safety Guide: Approvals, Sessions, and Revocations Explained

WalletConnect keeps your crypto safe by requiring explicit approvals for every transaction, managing sessions securely, and allowing easy revocation. Learn how its Verify API blocks phishing attacks and why it's the top choice for 83% of wallets. Practical tips to avoid common security mistakes.